Regarding the "graduation confirmation of student-origin loan", it is actually that after graduation, you need to log in to the China Development Bank to fill out the graduation confirmation application form and confirm your graduation information.

So that the National Development Bank can know the latest situation of student loans, and the student loans can smoothly enter the next stage, that is, interest will begin to be paid in September of the following year, and the student loans will be repaid from this year onwards every year (except September 20 of the last year).

Of course, because the first five years after graduation is a grace period to repay the principal, you can borrow money, and you can repay the loan principal and interest only after five years have passed.

However, to confirm that it may affect your direct work after graduation, or whether you plan to continue your graduate studies, you need to confirm your graduation.

The National Student Source Credit Student Loan Court provides financial assistance to freshmen and students in colleges and universities with financial difficulties, and students apply when they enter school or when they enter school.

Student loans are credit loans, and students and their parents (or other legal guardians) are the same borrower, and both parties are responsible for repayment.

Potential borrower

Full-time undergraduate, postgraduate and second-degree students (the list of schools is subject to the announcement of the Ministry of Education and valid in China Development Bank).

Letter of credit clause

(1) Students applying for student-origin credit loan must meet the following conditions at the same time: 1. They have China nationality; 2. Honest and trustworthy, law-abiding; 3. In accordance with the relevant provisions of the state, full-time undergraduate colleges, higher vocational schools and junior colleges that have been approved to set up and implement higher education have been officially admitted, and students, graduate students and students with second bachelor's degrees who have obtained real and legal freshmen or are studying in institutions of higher learning have their parents (or other legal guardians) registered in the same county (city), and their income is not enough to support the tuition and accommodation fees needed for their careers.

(2) Academic qualifications for applying for student-origin credit student loans: 1. No bad credit record; 2. Family financial difficulties should generally be poor households in rural pastoral areas, low-income orphans and disabled families; (3) Suffering from natural and man-made disasters, causing heavy losses and unable to afford the students' expenses; ④ Family members suffer from major diseases; ⑤ Ability; ⑥ Single parent families with no stable income; ⑦ Families with old, young, marginal, poor or unemployed parents; Pet-name ruby other poor families. Loan purposes: In principle, student-origin credit student loans are used to borrow students' tuition, accommodation and living expenses when meeting the actual accommodation needs. The national student loan is applied, approved and issued once a year.

2. What is the application for graduation confirmation of student loan?

The application for graduation confirmation of student-origin student loan means that students who have applied for student-origin student loan need to log in to the student online service system to confirm their graduation information after graduation in the normal academic system. Because the repayment time of student loan is calculated from graduation, it is very important to confirm graduation in time. Even if graduation confirmation is not run at the specified time, graduation will be affected.

Students who have applied for student loans are requested to complete graduation confirmation within the specified time. After confirmation, please repay the student loan in the year of graduation.

Third, how to confirm the graduation of student loans

Of course, the student loan of China Development Bank cannot be confirmed in the student aid system of China Development Bank.

4. Can graduate students apply for student loans?

Graduate students can apply for student loans:

In principle, you can apply for a national student loan from your country of origin. Full-time graduate students each apply for a loan amount of no more than 12000 yuan per year; If the sum of annual tuition and accommodation fees is less than 12000 yuan, the loan amount can be determined according to the sum of tuition and accommodation fees.

The proportion of national student loans for full-time graduate students is determined according to the coverage of scholarship policies such as national scholarships and academic scholarships and the situation of students with financial difficulties.

The national student loan shall be signed at one time, and the tuition loan shall be paid annually and the living expenses loan shall be paid monthly. Tuition loans are directly transferred to the account designated by the borrower's school by the handling bank according to the academic year, and living expenses loans are directly transferred to the borrower's current deposit account by the handling bank before 10 every month. The loan for basic living expenses lasts for 65,438+00 months in a school year and is not repaid in February and August every year.