1. A natural person with full capacity for civil conduct, such as a natural person over the age of 16 but under the age of 18, must provide proof documents that his labor income is his main source of livelihood.

2. China citizens living in the People's Republic of China (excluding Hong Kong, Macao and Taiwan).

3. Have a fixed residence and stable income, have no bad credit record in BOC and other financial institutions, and have the willingness and ability to repay the loan principal and interest on schedule.

4. open a personal settlement account with BOC.

5. BOC's personal online banking wealth management version or VIP version service will be opened by registering at the business counter.

6. customers who can provide qualified collateral (pledge), have excellent qualifications and meet the conditions for BOC's personal revolving loan without collateral (pledge) can apply by means of credit or guarantee, without providing collateral (pledge).

7. The sum of the borrower's age and the term of personal revolving loan for online banking shall not exceed 65 years old.

8. Other conditions stipulated by laws, regulations, regulatory provisions and BOC.

for details, please consult the branch of BOC or call the customer service hotline of BOC at 95566.

The above contents are for your reference. Please refer to the actual business regulations.

if you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or BOC Cross-border GO APP to handle related business.