Today's high housing prices make many people just want to stop. Nowadays, many people have the need to buy a house, but they can't afford a full house, so people choose mortgage loans to buy a house. Because different cities have different loan policies, it is necessary to understand the local real estate policy, because only in this way can the funds on hand be arranged reasonably and used correctly. If you plan to buy a house in Zhaotong, how much is the down payment for a house of 9 1 1,000 yuan? How much is the mortgage? Let me show you the relevant information below!

For the purchase of the first suite, the down payment ratio of commercial loans shall not be less than 30% of the total house price, that is, 9 10000 * 30% = 637000 yuan, and the loan period shall be 30 years; Provident fund loans, the loan ratio can reach 80%, the loan amount is 600,000 yuan, and the loan period is 30 years.

If it is a second suite, it shall not be less than 50% of the assessed house price. That is to say, if you buy a house with a total house price of 9 10000 yuan, the down payment needs 9 10000 * 50% = 455000 yuan; If the provident fund loans the second suite, the loan amount is 600,000.

Regarding the down payment and mortgage of Zhaotong, if you plan to buy a house of 9 1 000 yuan in Zhaotong, you must prepare sufficient funds. The down payment is not a small expense, and the monthly mortgage should be calculated. Will it affect your quality of life in the next few years or even decades? The above is the content of Zhaotong housing loan I provided for you. I hope it will help you!