There is no limit, but there is a time division. According to the length of the loan period, loans can be divided into short-term loans and medium-and long-term loans.

1), short-term loans with a term of 1 year or 1 year (temporary loans for more than 3 months and less than 6 months), characterized by short term, low risk and high interest rate. They are usually issued in the form of "loans", which are mainly used to meet the needs of borrowers for short-term funds.

2) The medium-term loan term is over 1 year (excluding 1 year) and under five years (including five years), which is characterized by long term, high interest rate, poor liquidity and high risk.

3) Long-term loans are loans for more than 5 years (excluding 5 years).