1, citizens who meet the purchase policy, the interest rate of the first-home commercial loan and the second-home provident fund loan remains unchanged, and the mortgage payment is 50%;

2. For citizens who meet the policy of purchasing houses, the interest rates of the first-home provident fund loan and the second-home provident fund loan will increase, and the down payment of housing goods will be 50%, and the loanable amount will be reduced. The highest house price can be down payment of 80%;

3. Citizens who are not registered in Beijing but meet the purchase policy cannot apply for real estate loans for the first suite, regardless of provident fund loans or commercial loans.