The problem of difficult loans for small and medium-sized enterprises has been puzzling many business owners. In order to solve the financial problem, they applied for loans everywhere, but not many of them actually arrived. This is because banks and financial institutions are often influenced by policies and have high requirements for enterprises. So what good corporate loans are there in the market? Shanghai Pudong Development Bank promotes corporate credit, and you can learn about it if necessary.

Shanghai Pudong Development Bank promotes enterprise credit.

1, product introduction

Bank-tax loan

This product is a pure credit loan. Enterprises do not need to provide assets mortgage or pledge, and they can apply with good tax records and credit.

Loan amount: up to 6,543,800 yuan, which can meet the needs of many small and micro enterprises.

Loan term: the longest 12 months.

Officially announced product advantages: pure enterprise credit loans, no mortgage, low interest rate, monthly interest rate of 0.6 1.

2, product application conditions

The legal person needs to be between the ages of 25 and 65, and this condition can be met before the loan can be made.

Interest: the monthly interest rate is related to the qualification of the enterprise.

Duration: 12

Limit: maximum 100W, and the bank will evaluate the final limit.

Repayment method: equal principal and interest

Early repayment: no penalty.

The requirement for the enterprise is to be established for at least one year, and the legal person has no specific shareholding requirements, and the legal person has just changed for 3 months.

You need to have a billing record for more than one year, and the billing amount is more than 50W (the effective billing amount of VAT for one year is more than 500W), or you can pay it intermittently for one month.

The above is related to the promotion of corporate credit by Shanghai Pudong Development Bank. This product is very friendly to small and micro enterprises. Those who are short of money can learn about it.