There are two sets of housing loans. The first set is 1. There is no house and no loan in the country. 2. Shanghai has no housing and no loans, and the down payment for housing and no loans in other places is 35%.

2. 202 1 Shanghai first home down payment ratio portfolio loan?

30% of the first suite in Shanghai, and the rest are loans.

Third, the first suite in Shanghai is sold, and then you buy it. How much is the down payment?

How many times do I have to pay the down payment when I sell the first suite in Shanghai?

1. In the case of the first suite, the minimum down payment can be 20% for the purchase of a new house with an area of not more than 90 square meters;

2. In the case of the second suite, the minimum down payment for purchasing the property is 60%;

3. In the case of three suites, the bank that needs a loan may not approve the loan according to the house price;

4%。

How much is the down payment for first-time buyers in Shanghai? There must be many people who don't know much about it. Recently, the down payment for buying a house in Shanghai is almost certain. Bank of China Shanghai Branch and Bank of Beijing Shanghai Branch lowered the interest rate of the first home loan by 10% to 15% on the basis of the benchmark interest rate. CCB Shanghai Branch can apply for the first home loan interest rate to be lowered by 10% based on the benchmark interest rate, but ICBC is more likely to give preferential treatment. However, the qualification of the final loan still has to go through the loan approval procedures of banks such as credit reporting. In order to implement the Notice of Excessive Price Rise and the Notice of the General Office of the State Council on Promoting the Stable and Healthy Development of the Real Estate Market. How much is the down payment for buying a house in Shanghai now? How much is the down payment for the first suite in Shanghai? Shanghai's differentiated housing credit policy, for children over 90 square meters, the same below), for families who buy a second home, the down payment ratio of the loan shall not be less than 50%, and the loan interest rate shall not be less than 1. 1 times of the benchmark interest rate; In terms of loans, the down payment ratio of loans has been greatly improved compared with the management principle.

For the first suite in Shanghai, the down payment for the second loan is about 60%, and the interest rate rises 10%. If the deed tax of ordinary houses is 1%, then no matter what kind of loans, there are two sets. If Nanjing applies pure commercial loans, then if you buy this set in Shanghai, you can definitely press two sets of provident funds, and you can only enjoy the first home loan policy by borrowing pure provident funds.

What is the down payment for the first suite, and what is the down payment ratio for the first suite? This is a problem that many people care about. The down payment ratio of the first suite is not less than 30% compared with the existing purchase policy. For families who purchase the first set of self-occupied housing with a construction area of more than 90 square meters, the down payment ratio of the loan shall not be less than 30%.

The down payment ratio seems to have nothing to do with whether you are the first set or not. The specific local policy is 30%~50%, depending on 2. The down payment you can pay is 3. Your credibility. Banking policy.

Hello, it is the first house you bought after you sold the only house under your name; However, if you need to have a loan record before buying a second suite, if you have a loan, then use a commercial loan to buy a house to calculate a second home loan, with a down payment of at least 60%; If there is no loan record before, this house.

If you sell a suite down payment, you can buy another suite as the first suite. There are three conditions: buyer 18 years old; The house bought is an ordinary house of 90 square meters and below (the ordinary house of 90 square meters and below is; Houses purchased separately or jointly with others, houses purchased according to the housing reform policy, and houses acquired through inheritance or resettlement are excluded.

The down payment ratio of the first suite property of Zengcheng foreign residence: the average price is about 30%.

It's a down payment now

1. In the case of the first suite, the minimum down payment can be 20% for the purchase of a new house with an area of not more than 90 square meters;

2. Minimum down payment for production 6.

3. For the third suite, no loan is required if necessary;

4. In other cases, the minimum down payment is 30%.

4. What is the down payment ratio of Shanghai portfolio loan?

Under normal circumstances, the down payment ratio is 30%. There are two ways to apply for a car loan: personal credit loan to buy a car (without mortgage or guarantee, you are generally required to have good credit and stable work income), or real estate mortgage loan to buy a car (using real estate as collateral). Personal credit loans to buy a car can generally be borrowed for 5 years, with a down payment of more than 30%. Generally, a car can be mortgaged for up to 5 years with a down payment of more than 30%. The interest rate is mainly determined according to your loan type and your personal qualifications.