Chongqing bought a second-hand house for five years with a total price of 580,000 yuan (the first suite) and a provident fund loan of 400,000 yuan for 20 years. What's the total of tax, guarantee fee and other expenses? The deed tax and other expenses are about *** 10000, and the intermediary is 9000. The total cost of 20,000 yuan is reasonable, but if the intermediary is not included, please ask the intermediary to come up with a list of various expenses. There are 9000 in the bank, which is groundless. Unless you can't get the loan, you can change the intermediary and the bank.

I. Taxes and fees payable by the Buyer:

1, deed tax: 65438+ 0.5% of the house price (13% for the area above 44 square meters, 1% for the area below 90 square meters, and it is the first suite).

2. Transaction cost: 3 yuan/m2.

3. Surveying and mapping fee: according to the specific regulations of each district.

4. Ownership registration fee and evidence collection fee: According to the specific regulations of each district, it is generally around 200 yuan.

Two. Taxes payable by the seller:

1. Transaction cost: 3 yuan/m2.

2. Business tax: price difference *5.5% (if the real estate license is less than 5 years)

3. Personal income tax: 20% of the profit from real estate transactions or 1% of the house price (the real estate license is over 5 years and the only house is exempt) add up to about 1 10,000 (excluding business tax, because the original price is unknown).

Third, the intermediary service fee:

Payment methods vary from place to place. In some places, the customer pays the money, and in some places, the buyer and the seller each bear half, but the intermediary service fee shall not exceed 3% stipulated by the state.