According to the law, the most direct requirement for the guarantor is to have considerable compensation ability. Your house is still mortgaged in the bank, and the property right is not yours yet. What do you use as collateral?

All the funds you have now have been used to pay off debts except for living security, so you are not qualified to guarantee.

You can tell your friends clearly that you have asked the legal staff that your house is a mortgage debt and a guarantee project. Individuals are not qualified to guarantee and cannot guarantee for him.