Legal analysis: No, the military audit is very strict. I hope you can adopt it. The harm of online loan: unsecured, high interest rate and high risk. Compared with the traditional loan method, online loan is completely unsecured. Moreover, the central bank has repeatedly made it clear that the annual compound interest rate exceeds 4 times the bank interest rate and is not protected by law. It also increases the high risk of online lending (generally 7 times or even higher than the bank interest rate). The inherent capital of credit risk online lending platform is small, so it can't undertake large amount of guarantee. Once there is a large loan problem, it is difficult to solve it. Moreover, some borrowers also make loans for the purpose of fraudulent loans, while the founders of the loan platform have some ulterior motives, and cases of absconding with money also occur frequently. Lack of effective supervision means Because online lending is a new type of financing means, the central bank and the China Banking Regulatory Commission have no clear laws and regulations to guide online lending. For online loans, the regulatory authorities are mainly neutral, do not violate the rules, and do not recognize them. However, with the prevalence of online lending, it is believed that relevant measures will be formulated and implemented in time.

Legal basis: Article 3 of the Military Service Law of People's Republic of China (PRC) * * * People's Republic of China (PRC) implements a military service system combining voluntary military service with compulsory military service.