1. If you sell your first house and then buy a second one, will it be considered your first home?

1. If you sell your first house and then buy a second one, will it be considered your first home? The details are as follows:

(1) If you have purchased a house with a loan and the commercial loan has been paid off, then taking out a loan to buy a house is considered your first house;

(2) There are commercial loan records for two houses under your name. If one house has been paid off and the other has not been paid off, the refinancing at this time is considered to be a second house or more;

(3) If there is a house purchased in full in the individual’s name, refinancing can be used to buy a house, but as long as it is in In the housing property rights transaction system, it can be found that there is a property in one's name. If one does not sell it and applies for a loan, it will be recognized as a second home; one has a loan in one's name to buy a house, and after settling the sale, one can borrow money to buy the house and then apply for a mortgage. It will be counted as a second suite.

2. Legal basis: Article 32 of the "City Real Estate Management Law of the People's Republic of China"

When real estate is transferred or mortgaged, the ownership of the house and the occupation of the house The land use rights within the scope are transferred and mortgaged at the same time.

Article 36

For the transfer or mortgage of real estate, the parties concerned shall handle ownership registration in accordance with the provisions of Chapter 5 of this Law.

2. What are the precautions for the certificate of opening the first house?

The precautions for the certificate of opening the first house are as follows:

1. If it is a rural household registration, then the certificate of the first house is required A rural household registration must also be issued;

2. The certificate for the first house must be issued by the housing management bureau at or above the county level. If it is a rural household registration, it can also be opened at the village committee, and then stamped by the relevant department in the town , and finally you need to go to the county for stamping;

3. The certificate issued for the first home must have the organization code of the local housing management department, and there should also be the contact of the person who certifies the first home for you. phone, and then the receiving department calls to verify.