In order to ensure the liquidity support for the small and medium-sized enterprises affected by the epidemic, the relevant departments issued the policy of postponing the principal and interest twice last year, requiring that the principal and interest of inclusive small and medium-sized enterprises loans due before March 20021year be "postponed".

Legal basis:

Notice of the Development and Reform Commission of the Ministry of Industry and Information Technology, the Banking Regulatory Commission of the Ministry of Finance and the People's Bank of China on Further Extending the Implementation Period of the Loan Extension Policy and Credit Loan Support Policy for Inclusive Small and Micro Enterprises 1. Continue to implement the loan extension policy for inclusive small and micro enterprises.

The loan repayment policy of Pratt & Whitney small and micro enterprises was postponed to 202165438+February 3 1. For the inclusive loans for small and micro enterprises due from April 1 day to February 3 1 day (including loans for small and micro enterprises with a single credit100,000 yuan or less, loans for individual industrial and commercial households and loans for small and micro enterprises, the same below), the enterprise and the bank will negotiate independently and decide to continue to postpone repayment of principal and interest in installments.

Through monetary policy tools, the People's Bank of China will reward small and micro enterprise loans extended for not less than six months by local corporate banking financial institutions such as city commercial banks, rural commercial banks, rural cooperative banks, rural banks, rural credit cooperatives and private banks, according to 1% of the deferred loan principal, and the total amount of incentive funds will be controlled within the amount approved by the State Council. The same loan (including loans that have been postponed before) can only be rewarded again by the People's Bank of China.