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What is the loan with the driving license?
The driving license does not belong to the collateral approved by the bank loan, and you cannot apply for a bank mortgage loan. However, when some online lending platforms fill in the application materials, the applicant can get a higher quota after filling in the driving license. At this time, the driving license can be used for loans.

A loan form of capitalist banks. The collateral usually includes securities, China bonds, various stocks, real estate, bills of lading, warehouse receipts or other documents proving the ownership of goods. When the loan expires, the borrower must return it in full, otherwise the bank has the right to dispose of the collateral as compensation.

Precautions:

In addition, it should be noted that even if the owner buys motor vehicle insurance at the same time as buying a new car, some insurance items will not take effect until the motor vehicle enters the household and obtains the motor vehicle driving license.

New car warranty certificate. The motor vehicle driving license also has a special function, that is, it can determine the start date of the "warranty period" of the new car. For example, FAW Group stipulates that the warranty period of cars produced by the factory is 2 years from the date when the car receives the motor vehicle driving license, and the accumulated mileage is less than 40,000 kilometers.

Both conditions are indispensable. During this warranty period, if the vehicle is damaged due to manufacturing, assembly and material quality problems, the user can go to the manufacturer's special service station to receive warranty service free of charge with the warranty card, motor vehicle driving license and other documents.