As of June 5438+February, 2023, the reason why the interest rate of the second home loan in Zunyi City is not lower than the quoted interest rate of the corresponding term loan market plus 60 basis points is because the state stipulates that the interest rate of the second home loan should not be lower than the quoted interest rate of the corresponding term loan market plus 60 basis points in order to control the loan risk.
Such as Honghuagang, Huichuan, Bozhou, Chishui, Renhuai, Wuchuan, Tongzi, Suiyang, Meitan, Qing Yu, Xishui, Fenggang, Zhengan, Daozhen and Wuchuan, the interest rates of the first and second home loans were adjusted to 3.95% and 4.9% respectively.