A person can buy a car by two installments.

you can buy a car by stages twice as long as you meet the following conditions: you are over 18 years old and under 6 years old. Have the ability to repay the principal and interest, have a fixed source of income, and the monthly payment amount shall not exceed 6% of the total disposable household. There is a third-party natural person to provide guarantee for repayment of loan principal and interest (note that husband and wife are not allowed to insure each other).

During the loan period, you must take out the Motor Vehicle Consumer Loan Guarantee Insurance in one lump sum and continue to take out the Motor Vehicle Insurance. If you buy a car by stages, the general dealer or 4s shop has several rules, such as full insurance, financial service fee, licensing fee (in some places, even outbound fee) and so on.

Extended information:

The notice of car purchase by installment is as follows:

Car purchase by installment, the ownership of the car is not owned by the consumer, so it must be fully insured. Generally, 4S stores say as much as possible, and many consumers are not clear about insurance. Usually, the insurance company's total insurance refers to compulsory insurance+third party liability insurance+vehicle loss insurance+unavoidable special insurance+vehicle liability insurance+glass scratch insurance+spontaneous combustion loss insurance+vehicle theft insurance+water-related insurance+seat insurance.

but in fact, some types of insurance in the whole insurance are basically useless. Generally speaking, it is enough to pay the premium, car damage and the three, regardless of the deductible. It is suggested that when buying a car by stages, if the car insurance must be bought at a dealer or a 4S shop, you can discuss the insurance types with the dealer and try not to buy all the insurance types. The routine of interest-free loans. Many 4S stores will have billboards for this interest-free loan.

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