Under normal circumstances, it is difficult to take out the registration certificate in the bank. Because it involves buying insurance, you'd better ask the people in the insurance company whether your modification or color change will affect the insurance and whether you need the consent of the first beneficiary.

The general steps of buying a car with a loan are as follows:

1. Book the car first;

2. Go through the loan formalities in the 4S shop: including providing information and signing the loan details;

3. Wait for the loan agreement of the bank to give the 4S shop this loan;

4. After obtaining the consent form, the general 4S shop will inform the customer to pay the down payment;

5. The customer picks up the car and puts on the card;

6. After the card is completed, the information is mortgaged to the bank;

7. A few days after the mortgage (generally according to the bank's audit), the money will be paid to the 4S store.