On October 20, 2010, the central bank decided to raise the benchmark interest rates for RMB deposits and loans of financial institutions. How will the benchmark interest rates for other grades of deposits and loans be adjusted accordingly?

Financial institutions’ RMB deposit and loan benchmark interest rate adjustment table units:

1. Urban and rural residents and corporate deposits

(1) Demand deposits

0.36 Interest rate before adjustment

0.36 Interest rate after adjustment (the same applies below, the latter one is the interest rate after adjustment)

(2) Lump-sum deposit and withdrawal of time deposits

Three months

1.71

1.91

Half a year

1.98

2.20

One year

2.25

2.50

Two years

2.79

3.25

Three years

3.33

3.85

Five years

3.60

4.20

2. Various loans

Six months

4.86

5.10

One year

5.31

5.56

One to three years

5.40

5.60

Three to five years

5.76

5.96

More than five years

5.94

6.14