If your city has China Merchants Bank, you can try to apply for a loan through China Merchants Bank. Please log on to online customer service /cmu/icslogin.aspx? from = B& amp； Logincmu=0 provides the information needed for loan purpose and city details.

2. What are the conditions for family loans of rural commercial banks?

The family loan conditions of rural commercial banks are that both husband and wife must be farmers, their age meets the national regulations, they must focus on breeding and aquaculture, have repayment ability, and apply for nuclear energy to obtain the approval of rural commercial banks.

Third, the family loan conditions

1. Both husband and wife are natural persons aged between 18 and 65 years old and have full capacity for civil conduct.

2. Both husband and wife have no bad credit records in the personal credit information system of the People's Bank of China and have good credit.

Three, both husband and wife have a stable income, with the ability to repay the principal and interest of the loan.

Four, in line with the quality group standards recognized by the bank.

The borrower needs to provide the bank with his valid identity certificate and spouse's valid identity certificate, as well as family income certificate, specific application materials and other materials. Borrowers need to go to the borrowing bank for consultation.

Provident fund family loan conditions:

1. Both husband and wife participated in the housing provident fund deposit.

Two, apply for a loan before the continuous deposit of housing provident fund for not less than six months.

Three, one of the spouses has applied for housing provident fund loans, before paying off the principal and interest of the loan, either spouse shall not apply for housing provident fund loans.

Four, both husband and wife must have a stable income and the ability to repay the principal and interest of the loan, and there is no large debt under the name of both husband and wife.

The application conditions for family loans are almost the same as those for personal loans, except that the loan object has changed from an individual to a husband and wife. If one spouse has a bad credit record, they may not be able to apply for a housing loan.

There are many kinds of loans.