The first step is to confirm whether the extraction conditions are met. At present, the extraction conditions of housing provident fund are mainly divided into four types: house purchase, personal housing loan, retirement and death. In the renovation of old houses, you can choose to withdraw the provident fund on the condition of personal housing loans.
The second step is to contact the provident fund management center for withdrawal procedures. After confirming that the withdrawal conditions are met, you need to contact the local provident fund management center, fill in relevant application forms and submit relevant supporting materials (such as real estate license, renovation contract, bank loan certificate, etc.). ).
The third step is to wait for approval. The provident fund management center will verify and approve the submitted information. Generally speaking, the whole process takes about a month. If approved, you can successfully withdraw the provident fund.
It should be noted that everyone has a certain amount of withdrawal from the provident fund, and the specific amount depends on local policies. In addition, the provident fund application policies in different regions may be different and need to be understood in advance. In addition, when decorating old houses, we must sign a contract with the decoration company to ensure that the decoration quality and warranty period are effectively guaranteed.