As long as you meet the loan conditions, you can apply.

What conditions must be met for personal housing provident fund loans? The main contents are as follows:

1. The borrower has full capacity for civil conduct;

2. Formal household registration or valid residence status;

3. Have stable economic income, good credit, and the ability to repay the principal and interest of the loan;

4. Pay the housing provident fund normally and continuously before borrowing The payment must be made for more than half a year;

5. A valid contract or agreement for the purchase of a self-occupied house can be provided;

6. The borrower and the buyer in the house purchase contract must be consistent, and the purchase** *Those with property rights (except spouses)*** Someone must provide a written commitment to agree to the housing mortgage;

7. The value of the home is not less than 30% of the value of the home purchased for self-occupation (more than 40% of the second-hand home) own funds;

8. The borrower agrees to handle housing mortgage and insurance;

9. When purchasing commercial housing, the developer should provide a periodic guarantee and report relevant credit Materials;

10. The borrower agrees to open a personal account at the loan undertaking bank, and agrees that the loan undertaking bank will directly transfer the loan principal and interest from the account every month.