1, personal credit evaluation is not ideal: a good installment usually has certain credit evaluation criteria, including evaluating the borrower's personal credit record, income status, repayment ability, etc. If your credit evaluation results are not satisfactory, it may lead to the inability to lend money. By obtaining the big data report, you can find out the overdue records of your online loans and understand your online loans, including formal and informal platforms, credit reporting and non-credit reporting. If you encounter insufficient funds, you can negotiate with the online lending platform and give priority to paying off the officially granted loans to reduce the adverse impact on yourself.
2. The loan demand does not meet the policy requirements: the loan demand may be reviewed according to the policy requirements at a good stage. If your loan demand does not meet the corresponding policy requirements, you may not be able to extend the loan amount. For example, some platforms may require that the loan amount must be within a certain range. If your loan amount exceeds the specified range of the platform, you may not be able to obtain the quota.
3. System problems or technical failures: Sometimes, the platform may have system problems or technical failures, resulting in the inability to provide normal line lending services. In this case, you may need to wait patiently for the platform to solve the problem before trying to borrow money.
If you are unable to lend money, I suggest you contact the customer service staff by stages to find out the specific reasons, and they will give you more detailed answers and help.