Zhejiang Alibaba Microfinance Company is only allowed to handle microfinance business in Hangzhou (including counties and cities under its jurisdiction). The businesses outside the above geographical scope and based on the network platform are all scams, and fraudsters should cheat in the name of regular companies. In addition, it must be fraud to use the company's name to publish information, sign contracts, and use personal bank accounts (so-called legal persons, managers, and financial leaders) as account numbers for collection and charging; To verify the financial strength (repayment ability) and other reasons, it must be fraud to ask for saving money on your card.