The seven-day annualized rate of return is the average income level of the money fund in the last seven days, which is obtained after annualization. For example, the annualized rate of return of a monetary fund is 2% on the same day, and assuming that the income of the monetary fund in the next year can remain unchanged at the level of the previous seven days, then you can get 2% of the overall income if you hold it for one year. Of course, the daily income of the money fund will constantly change with the operation of the fund manager and the fluctuation of the money market interest rate, so it is unlikely that the fund income will remain unchanged for one year in actual operation.

1. change pass [1-2] is a money fund product jointly launched by Tencent's subsidiaries and several financial institutions, which can be used for payment. Users can directly use the money in the change account for consumption, such as transferring money, issuing red envelopes, scanning code payment, and returning credit cards. [6] At the same time, when the funds in the change account are not used, the income can be automatically obtained. Bank cards are transferred in and out free of charge, which is convenient for temporary transfer of funds to earn income; You can also set up automatic transfer of salary cards, automatic transfer of monthly pocket money and automatic generation of bills.

Second, users can relax through WeChat-I-Payment-Wallet-Change Opening or using the change pass. Users can transfer WeChat change or bank debit card funds to the change link, and funds transferred from bank cards can be transferred back to bank cards or change for free. Funds transferred from change can only be transferred back to change, and there is no handling fee for transfer.

Three. Operating environment: Huawei Mate 20x, system: EMUI 10.0.0 Software version: 10.2.56.

Four, through the fund sales agencies to provide money fund products sales services, fund companies to provide money fund operation and management services. Users transfer funds to the card, that is, buy their own money fund products and enjoy the money fund income. See the subscription page for the product names of the corresponding sales organizations and monetary funds.

Five, in the process of fund sales, fund sales agencies provide investors with fund product promotion, account opening, subscription, subscription, redemption, transaction information inquiry and other services. Sales organizations do not directly provide fund products and do not participate in product investment and operation. As the provider of fund products, fund companies manage fund operation activities such as fund product raising, fund asset investment and income distribution according to the relevant requirements of laws and regulations. When users buy related money fund products by changing coupons, they need to carefully read the fund contract, prospectus and other product-related materials, carefully understand the investment risks of the products, fully consider their own risk tolerance, and make investment decisions independently.