Hello, this is uncertain. It's just a cooperation between developers and banks. Relatively speaking, it is more convenient to apply for loans than to go to non-cooperative banks. In fact, the required procedures are similar. You can decide according to your actual situation. The following materials are required for the loan:

1. Borrower's valid ID card and household registration book;

2. Proof of marital status, unmarried persons need to provide proof of unmarried, and divorced persons need to issue a court civil mediation or divorce certificate (indicating that they have not remarried after divorce);

3. If you are married, you need to provide your spouse's valid ID card, household registration book and marriage certificate;

4. The borrower's income certificate (salary income certificate or tax payment certificate for half a year);

5. Real estate title certificate;

6. Guarantor (ID card, household registration book, marriage certificate, etc. Is required)

I hope I can help you and wish you a happy life! ! !