House prices in Beijing hang up countless times every year.

Last year, from the sigh that "listed companies sell houses to protect their shells" to the People's Daily's "If you lose your struggle, you will be homeless, and if you struggle too much, you will be homeless";

This year, from "Peking University Tsinghua graduates can't afford the school district" to the pessimistic argument that all kinds of elites lost to real estate.

Most of us are ordinary people, with few rich second generation and few relocated households. Let's see, ordinary people like us, who can afford a house in Beijing?

A while ago, my friend A made an appointment for dinner. She worked as a public relations officer in an international public relations company and said that she had resigned and planned to have a rest.

At lunch, I was curious about why I suddenly resigned.

A said that he recently sold a house in Beijing and earned 6 million yuan, so he can have a rest for the time being.

So I'm even more surprised

A is an ordinary post-80s Beijing aborigine with an average family and a medium income, and her life has not changed much. How did she sell the house and realize it?

A said that since I worked, I have no other hobbies, so I like to consider the house.

In the early years, housing prices in Beijing were not so terrible. From Yanjiao to Tongzhou, I looked around, only bought what I could afford, and then changed rooms.

Except for the normal expenses, all the money went into the house, bought the first set, mortgaged the second set, turned around and sold it, and finally bought four suites in Beijing. Now I have sold one set, and there are still three sets to live or rent.

You may say that Beijing aborigines, of course, have different family backgrounds, like we don't know how to solve the down payment.

Then talk about foreign friends.

Friend B, born in Shandong after 1980s, came to Beijing in 2003 and was admitted to the civil service system. His salary is not high and his gray income is not high. In the early years, most units issued shopping vouchers as welfare, but now even shopping vouchers can't be issued. By this year, 14 years have passed.

Their unit allocates welfare housing around 20 10, and the house area is not large and the location is not particularly good. A family of three learned that they were so happy.

You might say that civil servants can still catch up with the housing allocation. Can that be the same?

Let's talk about corporate friends.

Former colleague C, born in Shandong after 1980, graduated from a central enterprise in 2006. The unified salary of central enterprises is the first year of undergraduate employment 1.500 yuan/month, with a fixed increase in the future. The disadvantage of central enterprises is low wages, and the advantage is that the welfare is not bad. We live in the dormitory of the unit, and rent it for 70 yuan every month. The unit has a canteen and usually distributes labor insurance supplies. In short, the savings rate can be quite high as long as all the expenses of life are not squandered.

Because central enterprises can solve the hukou, they can queue up to buy policy rooms, two limited rooms and self-occupied commercial houses (the policy of self-occupied commercial houses has not yet come out).

At that time, it was required that the salary income should not exceed 80,000/year and the family assets should not exceed 880,000/year, so we could queue up, about 1 year.

So I queued up in 2009, 20 10 was eligible to choose a house, and 20 1 1 took over the house, with a unit price of 7500 yuan/flat and 90 bungalows, with a total price of 675000. If you count, you will have worked for five years by then, so you should save money. Is the down payment enough?

You might say, you said another special case, the family policy room. Can that be the same?

Then let's move on.

Former colleague D, born in Hebei after 1980s, is still a central enterprise. I graduated in 2006 with the same salary as C. I bought the first suite in Yanjiao, Beijing around 2009. At that time, the house price was 3,000 yuan/flat, and the total price was 270,000. 20%-30% down payment for provident fund loans. You calculate that after working for 3-4 years, you can save money well. The down payment is.

You may say, you always talk about central enterprises, why not talk about ordinary enterprises?

Then let's continue to talk about ordinary enterprises.

Colleague e, born in the 1980s in Northeast China, is an unknown private enterprise, and graduated from the Internet industry as an undergraduate. I came to Beijing around 2004. I changed my previous job for 2-3 jobs, and then I worked in this company for about 8 years. The company has gone from a small company with a few people to dozens of people now, and joined the New Third Board. The salary has gone from several thousand yuan to tens of thousands now, and the commission is about 65,438.

I can't remember clearly. He bought a small attic at 20 13 or 20 14 near Tongzhou for 70-20000 yuan/flat. Calculate, save money, is the down payment enough?

You may say, you are talking about Internet companies, why not talk about traditional enterprises?

Then let's continue to talk about traditional enterprises.

Girl F, born in Shanxi after 85. 20 12 when I met her, she stayed in a well-known media company for several years, accumulated some contacts, and then quit her job to start a business and do video shooting business.

A while ago, I asked for tea. She was pregnant for several months and ran out to talk business. By the time she arrived at seven o'clock in the evening, she was too busy to take a taxi back to Yanjiao. I accompanied her to the subway entrance of Dawang Road, waiting for carpooling back to Yanjiao for fifteen to twenty yuan/person.

She said she was looking at the house recently and couldn't afford it. She can only buy a house with a total price of 1.2 million in Shunyi, Daxing. She is often asked by the landlord to sit on the floor and stand up, and all kinds of fake houses have been fooled. Then she told me that sometimes shooting works for 24 hours, and a project manages dozens of people, which is miscellaneous. But think about it, there is still hope for life, and finally settled in Beijing, although the house I plan to buy now is relatively remote.

I was moved by the bright joy and hope in my eyes.

Forget buying a house after starting a business, forget to take a well-paid well-known enterprise, forget to take an option for a job that has been done for many years, forget to invest in a super high return, just say that ordinary people usually work and ordinary families buy a house.

How can I afford a house in Beijing?

Or, you can take an examination of civil servants who can share the rent.

Alternatively, you can arrange a policy room in a unit with an account.

Either you go to a big company and earn a good salary.

Otherwise, you can stay in a small business and work hard until you become bigger.

In other words, you start your own business, work hard for a few years, do not seek financing, do not seek ipo, and only ask for more wages than part-time jobs. This is very simple.

20 1 1 with your own house, you no longer pay attention to the rise and fall of house prices. I only know the changes in Beijing's housing prices from friends and all kinds of news. I heard friends say that from no room to a room, from a small house to a big house, from the first set to multiple suites.

You know, when I came to Beijing in 2006, the housing in the East Fourth Ring Road was only over 7,000/flat, and the housing in Beijing was less than 1 10,000/flat. Although the increase is outrageous now, as long as you work hard, save money seriously and invest seriously, you can buy a house in the Fourth Ring Road without asking for a start, and you can stare at millions of school districts and buy one in Beijing without asking for a look.

If you just want to spend more money instead of making more money, and want a big square meter, a good location and a school district, then of course, maybe only lottery tickets can help you.

Maybe my life experience is limited and I haven't seen it. My friends who work hard and live seriously can't afford to buy a house in Beijing.