In this case, the intermediary service acts as a bridge between you and lending institutions (such as banks) and acts as a "matchmaker". Once a relationship (loan relationship) is established with the bank, just like "married life", there is no matchmaker. The bank will inform the borrower in writing in advance of the specific details, such as when to repay the loan, the amount of repayment, the early repayment of the loan, the consequences of default and so on.