According to Baidu's understanding, because the court will not support risky private lending, if the interest rate agreed by both borrowers and lenders is beyond the scope stipulated by law, the excess interest is not protected by law, so Yangzhou Court's lending risk level 3 does not support interest calculation.

The court is a state organ generally established in all countries of the world. Punish criminals mainly through trial activities, solve social contradictions and disputes, and safeguard fairness and justice.