Does the subject want to ask, "How many aspects are there differences between the calculation methods of credit insurance and guarantee insurance?" Two aspects.

1. The object of credit insurance is the lender, that is, the borrower. If the lender defaults, the insurance company will pay the remaining outstanding loan principal and interest.

2. The insured object of guarantee insurance is the client, that is, the party providing the service. If the client fails to perform his duties, the insurance company will pay the corresponding economic compensation.