If you go through other intermediaries or guarantee companies, you will incur certain expenses:

1, the guarantee company will charge review fees and guarantee fees.

2. The appraisal company collects the assets appraisal fee of the collateral.

3. The Housing Authority collects the real estate mortgage registration fee.

4. The notary office at the customer's office collects notarization fees.

None of the above fees are paid to the bank, but they will be collected by the bank during the loan process.