loan methods are different. Generally speaking, consumer loans do not need collateral, while mortgage loans do. The amount of loans is different, the amount of consumer loans is related to personal income, while mortgage loans are related to collateral. In addition, the loan period is different, and the time for lending is also different. Generally, the time for making the next payment of consumer loans will be faster. Finally, the information you want to submit is also different. You can learn about the specific situation.