I. Zhaolian Finance
Zhaolian Finance is an Internet consumer finance company jointly sponsored by China Merchants Bank and China Unicom, with China Merchants Bank as the main investor. The main online loan products are Zhaolian Good Loan. Users aged 23-60 can borrow money at any time 24 hours a day and receive it in real time. According to the user's qualification, you can apply for a loan with a maximum amount of 200,000 and a maximum term of 36 months, with daily interest and flexible repayment. Users with excellent qualifications can also get interest rate concessions.
Second, 360 IOUs
The employers behind the 360 IOUs are China Everbright Bank, Nanjing Bank and Zheshang Bank, which provide loans to Chinese mainland residents aged 24 to 55. Users need to submit information such as ID card, bank card and mobile phone number online when applying, and can apply for a loan with annualized interest rate of 7.2%, low interest rate, loan amount of 1 0,000 to 200,000 yuan and repayment period of 3 months to 24 months.
Third, the degree is small and complete.
Du Xiaoman Finance is a formal financial company, backed by Baidu. The employers behind it are Agricultural Bank, Industrial and Commercial Bank and Bank of Communications. Its personal consumer credit products include all-easy loans and privileged loans. Users apply online through the whole process, and the system will determine the loan amount and loan interest rate according to the user's qualifications. The maximum loan is 200,000 yuan, and the annual interest rate is 7.2%, which is relatively low. Du Xiaoman has the characteristics of quick collection, flexible loan, early repayment and installment repayment.
Fourth, comfortable flowers.
Anyihua is a loan platform under the immediate consumer finance company, and the main investor is Chongqing Bank. Users can apply online, and the system will quickly approve according to their credit status. The annualized interest rate is between 7.2% and 24%. The better the loan qualification, the lower the interest rate may be. The maximum loan amount is 200,000 yuan, and the credit line can be recycled once. The fastest loan is 1 minute, and the repayment can be flexibly divided into stages.
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Fifth, stage music.
Staging music is a consumption staging platform under Lexin. The main investors are ICBC, Nanjing Bank and Minsheng Bank. Users submit information applications online, and the system automatically approves the quota, the fastest 1 minute. The maximum loan for installment music is 200,000 yuan, and the interest-free loan within 30 days is 654.38+0,000 yuan. You can choose to repay in multiple installments.
Six, ants borrow Bai
Ant Borrowing is a cash loan product of Alipay, mainly funded by Jiangsu Bank and Shanghai Pudong Development Bank. Borrowing supports cash borrowing. The maximum loan amount is 300,000 yuan, and the loan interest is calculated on a daily basis. The daily interest rate is 0.0 15%-0.06%, and the repayment can be made in three installments, six installments and 12 installments.
VII. Microfinance
Micro-loan is a pure online micro-credit circulating consumer loan product launched by Weizhong Bank for mobile phone WeChat users and mobile phone QQ users. The main investor is Bank of Shanghai. Micro-loan online application, loan amount and interest rate are approved by the system according to the user's qualification. Users can get a maximum loan amount of 200,000 yuan, with an annual interest rate of 7.2%, and the loan funds will be received in real time.
Eight, financing electronic borrowing
ICBC's credit loan products are mainly lent by ICBC. When Rong E lends to 600 yuan, it can provide a loan amount of up to 800,000 yuan, which can be recycled. The maximum amount of self-service online application is 200,000 yuan, and the annual interest rate is 3.99%. The loan target is 18-65 years old or above, who works or lives in the place where the loan is issued for a long time, has good credit and stable income, and can apply through mobile banking or online banking.