1, two loan applications;

2. The original and photocopy of the house purchase contract or agreement 1 copy each;

3. 1 Original and photocopy of Registration and Filing Form for Pre-sale Contract of Commercial Housing;

4. Two copies of deposit receipt;

5. Two copies of the applicant's husband and wife ID card and household registration book;

6. Two originals of the income certificate of the applicant's husband and wife;

7. Original 1 copy, copy 1 copy, 1 copy 1 copy;

8. The applicant should provide a copy of marriage certificate if he is married, and two copies of divorce certificate if he is divorced; Unmarried, the original and photocopy of the unmarried certificate issued by the street office where the account is located or 2 copies of the unmarried certificate shall be provided;

9. For self-built houses, 2 copies of the approval letter for construction land, construction project planning permit, land use certificate, house elevation and house plan shall be provided;

10. To purchase affordable housing, two copies of the approval document for construction land, construction project planning permit, construction permit, house elevation, house floor plan and approval documents of relevant government departments shall be provided.

Loan process:

1. preliminary examination: the housing provident fund management center conducts preliminary examination of the materials submitted by the applicant, including the applicant's qualification, loan amount, loan period, etc. After passing the preliminary examination, the center will issue the Notice of Collateral Review and Evaluation;

2. Appraisal: The applicant takes the Notice of Collateral Appraisal to the appraisal institution designated by the Center to appraise the value of the purchased house;

3. Audit: The applicant will go to the center for loan audit with the evaluation report issued by the evaluation agency and the preliminary examination materials required by the center;

4. Handling guarantee procedures: The applicant holds the Notice of Investigation on Entrusted Loan Guarantee issued by Beijing Housing Provident Fund Management Center, and handles guarantee procedures according to the guarantee method he chooses;

5. Sign a loan contract.

Legal basis:

Article 25 of the Regulations on the Management of Housing Provident Fund

If the employee withdraws the balance stored in the housing provident fund account, it shall be verified by the unit where he works and a certificate of withdrawal shall be issued.

Workers apply to the housing provident fund management center for withdrawal of housing provident fund with the withdrawal certificate. The housing provident fund management center shall, within 3 days from the date of accepting the application, make a decision on whether to approve or disapprove the withdrawal, and notify the applicant; If the withdrawal is approved, the entrusted bank shall go through the payment procedures.