My unit and individual pay the provident fund ***900 yuan every month. How much balance can I have in a year? Want to borrow about 40-50W to buy a house.

Hello!

Hello! I will give you a formula. You can calculate the loan amount by yourself = {[(monthly payment/company deposit ratio+personal deposit ratio)+monthly payment /2- other months] times 0.4 times 12 times the loan period, which is generally the same as how much the company pays and how much the individual pays. The amount of a single loan does not exceed 300,000 yuan and does not exceed 90% of the house price. The purchase of commercial housing and affordable housing, a single loan does not exceed 300 thousand yuan, and does not exceed 80% of the house price; Apply for a housing provident fund loan to buy a second-hand house. The maximum amount of a single loan is not more than 300,000 yuan, and it does not exceed 80% of the appraised price of the house.

Hope to adopt, thank you.

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