Hello, the maximum period is no more than 22 years. According to the latest regulations of student source loan, the loan period is academic system plus 15 years, and the longest is no more than 22 years. The grace period is 5 years. The policy will be implemented in 2020. For the new contract in 2020, the grace period for repaying the principal is 5 years. Stock contracts before 2020, student loan contracts that have not started to repay the principal (that is, loans that students have not graduated or have graduated but have not started to repay the principal) can be applied by borrowing students, and the grace period can be extended to 5 years within the loan period agreed in the original contract.

Second, the national student loan is renewed. Why can't the valid date of the above ID card be changed?

Because of the importance of real-name authentication, the identity information should be clear.

Search for information about the loan extension process. The following is the loan extension process.

Log in to the "Apply for Student Loan" button and click "Add"; Fill in the loan extension statement online and click "Submit"; Export the loan application form and print it out; The student himself or * * * together with the borrower brings his loan application form and ID card to the county-level financial aid center for application procedures.

Log in to the "Student Loan Application" button and click "Add"; In "; Export the loan application form and print it out; The student himself or * * * together with the borrower brings his loan application form and ID card to the county-level financial aid center to apply for a loan.

At present, the extension process of student-origin student loan is similar to the initial process. However, when going through the formalities in the county-level self-service center, one of the borrower and the borrower may be present.

Specific loan extension process:

1. Log in to the "Students Apply for Student-origin Loan" button and click "Add";

2. Fill in the loan extension statement online (the loan extension statement is not less than 150 words) and check it ";

3. Export the loan application form and print it out;

4. Please go through the formalities before the student himself or * * * brings his loan application form and the borrower's ID card;

5. If the county-level funding center requires the school to issue certificates, then everyone needs to go to the school to issue relevant certificates;

6. After the loan is approved, everyone needs to submit a loan receipt to the school financial aid center;

7. After the school teacher enters the loan receipt, everyone can get their own student loan soon.

ID photo, so that you can authenticate your identity information. The student-origin student loan * * * is the same mother or legal guardian, and the household registration must be; * * * If the borrower is not a parent, he must be 25-60 years old. Please change the borrower. If the borrowing student or * * * jointly borrows the venue, the other party may apply with the power of attorney. A certificate issued by the university funding department that I have not applied for a national student loan in a university. Extended data:

Notes on local student loans: 1. The borrower should carefully read the contract text, conscientiously implement the loan-related policies and make adjustments. According to the regulations of the new bank and capital centers at all levels, without the consent of the borrower, the borrower's personal information and the borrower's loan default information will be published and used in accordance with relevant regulations. 4. The borrower's personal information and the borrower's loan default information will be entered into the national online personal credit information system of the People's Bank of China, and the bad credit record will have a far-reaching impact on the individual's future life and work. 5. After repayment, the borrower shall

3. How many years can the national student loan last?

The longest term of the national student loan is ten years. /zhxdk/ 16038.html You can take a look at this for reference!

4. How much can the student loan be borrowed in one year and how long is the term?

The maximum loan amount for student loans is 6000 yuan per academic year, and the term is generally paid off two years after graduation. For example, if you study in a four-year university, you can apply for a maximum of 24,000 from your freshman year.