What is the minimum down payment for a set of 40 square meters second-hand commercial and residential buildings? How much tax do I have to pay and what tax do I have to pay? How long can commercial loans last? What is the interest rate? The minimum down payment for commercial apartments is 50%, which can only be used for commercial loans. According to the approval of the bank, the general loan period is about 20 years. The interest rate is based on the national benchmark interest rate, and it rises slightly according to the individual repayment situation, about 10-20%.

Tax paid:

1, deed tax, 3% of the total house price; 2. Maintenance fund: according to the cost proportion of local building construction area, the cost with elevator is *2.5%* area, and the cost without elevator is *2%* area; 3. Stamp duty on warrants, and the transaction price of contract stamp duty is 0.05% per 5 yuan *; 4. Housing ownership registration fee, commercial 550 yuan, residential 80 yuan; 5. Second-hand houses also have appraisal fees, guarantee fees, personal income tax, mortgage fees and business tax within 2 years.