Instant Finance was established with the supervision and approval of China Securities Regulatory Commission, and its daily operation was strictly supervised and managed. It is a financial institution with a consumer finance license and the first Internet consumer finance company in China. Moreover, the loan interest meets the national standards, and the collection method is relatively civilized, and there is no illegal collection method. So in general, Instant Finance is a formal loan company.

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First, real-time financial application skills.

1. Now consumer finance is a financial institution with a consumer finance license approved by China Banking and Insurance Regulatory Commission. To apply for a loan in Instant Finance, you must meet the conditions put forward by Instant Finance: you must be between 18 and 60 years old and hold a Chinese mainland resident ID card; Have a legal and stable occupation or economic income; Personal credit is good and there is no bad credit record.

2. When applying, you should first see whether you meet the above requirements. If you are not satisfied, there is no need to apply, because the application is difficult to pass. And if you meet the requirements, you can apply.

3. Pay attention to it when applying. After filling in the information, you should confirm it again to ensure that the information filled in is correct before submitting it, so as not to affect the loan approval because of information errors. Also, make sure the information filled in is complete and don't leave out some information; You can also provide as much supporting information as possible, which will help the system audit. Different products need different information. Usually there will be a prompt on the page when applying, and customers can also consult the customer service of Instant Finance.

Second, did you immediately report your personal credit information on consumer finance?

Immediate consumer finance has been fully docked with the People's Bank of China for credit reporting, so if the loan under immediate consumer finance or the loan issued by immediate consumer finance is successful, the credit reporting will be carried out. The credit information on the loan record will not affect the user's personal credit. As long as users repay their loans on time, it is beneficial to actively maintain personal credit.

Only bad credit records will affect personal credit information. Bad credit records are usually overdue records, compensation records, recovery records, etc. The information of timely repayment belongs to the normal credit record.