1) According to the personal housing loan interest rate. The annual interest rate of the loan is 4.77% for five years and 5.04% for more than five years;
(2) Separate according to the interest rate of applying for parking loan. The annual interest rate of the loan is 5.3 1% for one year, 5.49% for two to three years, 5.58% for three to five years and 5.76% for five to ten years.
Parking loans are higher than the central bank's benchmark interest rate. The maximum loan amount of Agricultural Bank of China shall not exceed 60% of the assessed value of collateral, and the loan period shall not exceed 10 year. The loan amount for parking spaces of Bank of Communications shall not exceed 70% of the transaction price, and the loan period shall not exceed 10 year. Minsheng Bank's parking space loan object is limited to the parking space in the residential area where the "Minsheng Mortgage" first-hand housing loan is located. The loan amount shall not exceed 60% of the transaction price of the parking space, and the same loan period shall not exceed 65,438+00 years.
Second, do you want to know if the parking loan interest rate of parking space E is high? I am from Wuhan?
If it's a little lower, it's ok to say that parking space E is ok, and it's basically done in one day, and no extra cost is needed.
3. What is the interest rate of parking loan?
The parking loan interest rate fluctuates on the basis of the central bank's benchmark interest rate. The benchmark loan interest rate is as follows:
1, and the annual interest rate of loans within 6 months is 4.35%.
The annual interest rate from six months to one year is 4.35%.
The annual interest rate from one year to five years is 4.75%.
4. The annual interest rate for more than five years is 4.90%.
4. Is the parking loan interest rate 2.8 1 high?
Not tall. The parking loan interest rate fluctuates on the basis of the central bank's benchmark interest rate. The annual interest rate of loans within six months is 4.35%, and the annual interest rate of loans from six months to one year is 4.35%. The annual interest rate is 4.75% for one to five years, and 4.90% for more than five years.