Hello, you don't have a hukou book to buy a house. Use your ID card to issue a certificate or reissue it at the place where your household registration is located. Hope to adopt!
Second, why is the house loan useless?
You don't need a household registration book for a house loan, but the requirements in your area are different. You don't need to provide a household registration book for a house purchase loan. Under normal circumstances, housing loans need the following certificates: household registration book, ID card, marriage certificate (single person provides single certificate), unit income certificate and bank statement. Different banking policies may be different, and some cities with restricted purchases also need to provide proof of social security payment. When you are ready to buy a house, you can ask the local real estate, housing management bureau and bank what information you need to prepare in advance to avoid insufficient preparation affecting the purchase.
3. What should I do if I don't have a home page?
Hello, my answer to the question of how to buy a house without the first page of the household registration is this: the legal certificate that records the family relationship of residents is a public certificate that citizens often use.
Buying a house in personal files or household registration records requires a household registration home page. If you don't have it, you need to go to the household registration section of the local police station to reissue the home page of your household registration.
Hukou book refers to a thin book of registered residents' names, places of origin, dates of birth, etc. China's household registration book is a basic household administration document that comprehensively reflects the basic population information such as personal identity, kinship and legal address. The household registration book is proof of citizenship.
Fourth, does the mortgage need a household registration book? What are the conditions and procedures of mortgage loan?
Mortgage is an unavoidable thing in the process of buying a house. Unless you are a local tyrant or have a mine at home, you can ignore the mortgage process. To apply for a mortgage, you need to bring all relevant materials, and then go through the formalities if you meet the conditions. So, does the mortgage need a household registration book? Mortgage is an unavoidable thing in the process of buying a house. Unless you are a local tyrant or have a mine at home, you should take it very simply. To apply for a mortgage, you need to bring all relevant materials. When it is full, then, does the mortgage need to be renewed?
Do you need a household registration book for mortgage?
Loan to buy a house, housing mortgage loans need to provide the following information.
1.3. Original and photocopy of the ID card and household registration book of the applicant and spouse (if the applicant and spouse are not registered in the same household, a marriage certificate shall be attached).
Step 2 buy a house
3. Original advance payment receipt of 30% or more of the house price.
4. Proof of the applicant's family income and related assets, including payroll, personal income tax bill, income certificate issued by the unit, bank deposit certificate, etc.
5. The developer's collection account number is 1 copy.
Room update?
I. Individuals applying for housing loans must meet the following conditions:
Identity.
2, a stable economic income, good credit, the ability to repay the loan principal and interest.
3, there are housing contracts, purchase money, agreements and other supporting documents required by the loan bank.
4. Self-raised funds of more than 30% of the total house purchase price shall be paid (for self-occupied houses with a construction area of less than 90 square meters, the proportion of self-raised funds is 20%).
5. Or (and) assets recognized by legal persons and loan banks with sufficient compensation capacity are mortgaged or pledged to other economic organizations or natural persons.
6. Other conditions stipulated by the lending bank.
Second, carry out the following procedures:
1, application procedures. At this stage, the lending bank applies for a loan and submits:
(1) ID card;
(2) The borrower's family is stable
(3) A letter of intent, agreement or other approval documents that meet the requirements;
(4) List of mortgaged property or pledge, certificate of ownership, and certificate that the person who has the right to dispose of it agrees to mortgage or pledge;
(five) the certificate issued by the housing provident fund management department;
(6) Other documents or materials required by the lender.
2. Review and approval.
3. sign the contract.
4. Loan.
5. Repayment.
Regarding whether the mortgage needs a household registration book, what conditions and procedures are needed, that's all I share with you. I hope everyone can easily know that if you apply for a mortgage now, you need to bring the original household registration book. Besides, we need to bring all relevant materials.