With the rise of various internet financial services, a wave of online loans has been driven, and many friends have begun to borrow online loans. This way of getting money quickly is out of control, and the more you borrow, the more you can't afford it. I believe that many friends have a history of blood and tears in online loan collection, and the collection method often makes you feel miserable and uncomfortable. What is important is that our relatives and friends around us are also harassed by online loans. What should I do if I encounter violent collection of online loans? I will teach you four tricks today to effectively avoid online loan harassment.

The collection of online loans is nothing more than the bombing of various phone messages and the explosion of address books, which puts pressure on your periphery and harasses your relatives and friends. In the face of online loan harassment, we can see the move. & gt

1. When the collection says that you are a financial liar,

Make it clear that you didn't cheat and tell the collector that you didn't make up the facts when you borrowed the loan. It has been approved by the content track and there is no fraud.

2. When collectors bomb your relatives and friends.

Resolutely refuse third-party collection, refuse external pressure, and don't let them find people around you as third-party collection. You are an independent civil actor and the debt is your own.

3. Received a lawyer's letter from the small loan company.

First of all, don't be afraid. The lawyer's letter is only the "legal evaluation" of the loans overdue incident by the small loan company designated by the lawyer for the client. It's actually a legal threatening letter.

4. Receive a court summons

First of all, you need to be present, and basically you don't need to hire a lawyer. In order to protect your legitimate rights and interests, you must prepare the transfer record between the online loan platform and you before the trial. How much you borrowed and how much you paid back, the evidence should be sufficient.

Here are four ways to avoid online loan harassment. The above methods can only help you get rid of the harassment of lending institutions temporarily. If you want to solve it completely, you still have to settle the arrears quickly. You still have to return it.