1.? The loan applicant or his spouse has outstanding overdue loans; Have you or your wife paid off the loan?
2. The borrower's quasi-credit card or credit card overdraft is overdue; The bank card or credit card is overdue.
3 in the past 2 years, the loan applicant's loan (excluding student loan) has been overdue for 6 consecutive periods. ?
As long as the overdue personal credit card is not particularly serious, it will generally not affect the provident fund loan. You can refer to the above three items.