You can buy an extra house.
On May 14, Dongguan issued a new property market policy, which was optimized and adjusted from seven aspects. If a family conforms to the national birth policy and has two or three children, it can buy a new set of commercial housing. Among them, non-registered families in this city are required to provide social security or tax payment certificates for more than 24 consecutive months in this city within 3 years before the date of purchase. If a resident family holds or purchases a "double (multi-) certificate house" but uses it as a set of houses in essence, it will be regarded as a set of commodity houses when the qualification for purchasing houses is approved. Combined with the actual situation of this city, strengthen the analysis and research of residents' demand for improved housing, optimize relevant policies in time, and better meet the multi-level and differentiated housing improvement needs of the masses.
In some areas, families with many children can enjoy preferential loan interest rates.
Recently, Nanjing has actively promoted the improvement of the living conditions of families with two children and above. Families with two or more children registered in Nanjing can buy a new set of commercial housing and enjoy preferential loan interest rates from relevant banks.
On April 25, the Health and Wellness Committee of Wuxi City, Jiangsu Province issued the Notice on Actively Promoting Families with Two or More Children to Improve their Living Conditions, clarifying that Wuxi registered households with two or more children can purchase a new set of commercial housing in the restricted purchase area, and at the same time increase the amount of provident fund loans for such families.
On April 28th, Dazhou, Sichuan issued the Notice on Printing and Distributing Ten Measures for Promoting the Healthy Development of the Real Estate Market in Dazhou, which is valid until June 5438+February 3, 20221. The "Notice" proposes that families who have two or three children in line with the national birth policy can buy a second set of new commercial housing in Dazhou, which can be regarded as the first suite and enjoy the interest rate of the first suite. The amount of housing provident fund loans can be increased by 6,543,800 yuan.
Enjoy housing subsidies
In addition to buying one more property, some areas have also introduced housing subsidy policies for families with many children.
On May 6th, Leshan, Sichuan issued a policy that the first set of subsidies for new houses is 8,000 yuan/set, and the second set of subsidies is12,000 yuan/set. At the same time, families with two or more children in the country can enjoy a subsidy of 5,000 yuan/set when purchasing new commercial housing, and this policy can be superimposed with the first two items.
Previously, Mianyang, Sichuan issued a document, giving financial subsidies to families with two or three children according to the construction area per square meter, and the maximum amount of single-family families should not exceed 20,000 yuan from the date of implementation of the notice. At the same time, development enterprises are encouraged to give special preferential treatment to families with two or three children on the basis of the highest preferential treatment.
Yan Yuejin, research director of the think tank center of Yiju Research Institute, told the china securities journal that the housing purchase policies in some cities comprehensively consider factors such as childbirth and upbringing, which has become a direction for the regulation and optimization of the property market.
Li, chief researcher of the Housing Policy Research Center of the Guangdong Provincial Planning Institute, said that reducing the cost of childbirth and support and reducing the cost of living are the key parts. These policy optimizations are realistic and reasonable because families with many children have a great demand for housing space.
Promote the release of housing demand
Statistics from the National Bureau of Statistics show that from June 5438 to April, the sales area of commercial housing nationwide was 397.68 million square meters, down 20.9% year-on-year. Among them, the residential sales area decreased by 25.4%. The sales volume of commercial housing was 3,778.9 billion yuan, down by 29.5%. Among them, residential sales decreased by 32.2%.
Chen Wenjing, director of market research in the Index Department of the Central Reference Institute, believes that the mood of buyers has recovered and the market is expected to stabilize. Since the beginning of this year, more than 100 cities have optimized their real estate policies. Since April, the pace and intensity of policy optimization have been increasing. On May 15, the central bank and the China Banking Regulatory Commission issued a notice to adjust the lower limit of the interest rate of the first set of commercial personal housing loans to not less than the quoted interest rate of the corresponding loan market minus 20 basis points, which has a positive role in promoting market sentiment. It is expected that more cities will introduce the policy of "stabilizing the property market" in the future to promote the release of housing demand.
The industry believes that with the adjustment of differentiated housing credit policies by the central bank and the China Banking Regulatory Commission and the intensive introduction of local policies, the property market will gradually stabilize and rebound. Ke Rui pointed out that Guangzhou, Shenzhen, Suzhou, Wuhan and other cities have good economic fundamentals and strong market demand and purchasing power.