American student loan is a debt that may never be repaid. If you want to know about American student loans, you can find the post "We are all 99%", which scares you to death. The so-called independence of children raised by Americans and the so-called not worrying about their children's RV are all wrong, because American parents have to pay their own loans and have no extra money for their children to go to college.
Second, do American children 18 years old still borrow money to go to college?
Many American parents will borrow money from their children to go to school, but they are not completely independent. They don't worry about their children's RV. Everything is done by children themselves, so Americans feel that their burden is small. My brother-in-law told me about it the day before yesterday. My brother-in-law was a graduate student in America, and now he works in Los Angeles. He is still very clear about this.
Third, do American children 18 years old get loans to go to college?
If it is handled in China Merchants Bank, the lender must be at least 18 years old, and the age plus the loan period shall not exceed 70 years old. If two or more applicants apply for a loan, the loan term can be reasonably determined according to the actual situation. However, not all borrowers are over 70 years old, have the ability to repay the loan principal and interest on time, abide by the law, be honest and trustworthy, have no illegal acts, have not been involved in any criminal or civil cases against them at present, have good credit, meet the requirements of our bank, and have no breach of contract in the loan business handled by our bank at present.
Fourth, the child 18 years old is in college. Should he refuse to pay tuition and living expenses?
Let the children stand on their own feet when they are 18 years old. This is a theory influenced by American thought. China's parents attach great importance to their children's education and do everything for them.
We don't know how American children stand on their own feet after 18. It is understandable that children go out to work. I don't know how a 18-year-old child who is still in college can stand on his own feet without tuition and living expenses. We don't understand American policy. We can't copy mechanically based on one-sided understanding, can we? This is to evade the responsibility of being a parent under the banner of "making children independent".
University is a key turning point in life, and children's main task is learning. Parents can provide basic financial security, which is an important prerequisite for children to study hard. You make a child who should study worry about money every day. How can he bear to spend it on study? It's also for nothing, so let him 18 come out to work early. He is an adult and has the ability to work. It is no problem for you to let him stand on his own feet.
For a child who goes to college at the age of 18, generally, conscientious and responsible parents will support him until he can become financially independent.
It is difficult for my two younger brothers to go to college. Family changes, the economy is in trouble. Nevertheless, their mothers attach great importance to their studies, and going to college is related to their future. For people who have no background and come from a small place, going to college is the only way to change their fate and take a more relaxed road. Despite unexpected changes and financial difficulties, my mother made it clear that even if she went out to work for others at an age, I would let them finish college smoothly!
Later, fortunately, the situation improved and the two younger brothers lived up to expectations. They studied hard in college and found a good job after graduation. If my parents think they are adults, they should be self-reliant. I guess they can't finish college with peace of mind? If parents have such an attitude, they will try to solve it or not go to school at all. I think they will hold a grudge, too.
Therefore, for 18-year-old children who go out to work, parents can let their children stand on their own feet instead of "living on their laurels"; For children aged 18 who are still in college, parents have the responsibility to help them finish college. Whether you can afford it is one thing, and whether you can afford it is one thing. The attitude of parents determines the attitude of children towards you in the future.