Current location - Loan Platform Complete Network - Loan intermediary - The loan of the new Regal has to be repaid 38 times a day. Can someone explain in detail how to borrow it ~ ~ ~
The loan of the new Regal has to be repaid 38 times a day. Can someone explain in detail how to borrow it ~ ~ ~
First, the new Regal is 38 times a day. Can someone tell me in detail how to borrow it ~ ~ ~

The basic meaning seems to be, pay the down payment when you pick up the car, and then pay it back every month. How much is it? . Then 1~3 years later, the balance will be paid in one lump sum. . That's it. . . . In fact, the minimum is 32 per day, which is a bit empty. . . . The actual price, far from it.

2. Buick Regal 202 1 Loan Scheme?

Official guide price:18.88-249,800.

Dealer's quotation:15.88-249.8 million.

Regal car is 500,000 yuan-124,900 yuan, divided into 60 installments, starting from 1779 yuan per month.

3. Buick Regal 202 1 loan scheme?

Official guide price:18.88-249,800.

Dealer's quotation:15.88-249.8 million.

50% down payment of Regal car is 9.44-124,900 yuan, and monthly payment is 1779 yuan.

4. How much is the down payment for buying Buick Regal by mortgage? Interest rate?

Comparing the new Regal 2.0 Elite Edition and the new Regal 2.4 Ultimate Edition, there are three different loan schemes. Loan Scheme1:See the following table for the detailed expenses of 80% 3-year planned loan: New Regal 2.0 Elite Edition, New Regal 2.4 Ultimate Edition, the representative model.

Car value 199900 yuan, 245900 yuan.

Down payment ratio 20% 20%

The loan amount is 159920 yuan 196720 yuan.

The loan period is 3 years.

The down payment of the car price is 39,980 yuan, 4,965,438 yuan +080 yuan.

The monthly payment is 5 159 yuan 6347 yuan.

80% three-year plan, that is, the down payment is worth two cars, which will be paid back in three years. New Regal 2.0 Elite Edition, bare car price 199900 yuan. The down payment is 20% of the online car payment, which is 39,980 yuan. If the down payment is 20%, the loan amount will be relatively large, 80%, which is 159920 yuan. After that, the repayment will be divided into three years, that is, 36 months, and then 565,438+059 yuan per month. The new Regal 2.4 flagship version, the bare car price is 245,900 yuan. The down payment is 20% of the online car payment, i.e. 49 180 yuan. If the down payment is 20%, the same loan amount will be larger, 80%, which is 196720 yuan. After that, the repayment will be divided into three years, that is, 36 months, and then 6347 yuan per month. The price difference between the two cars is 46 thousand yuan. For the same loan scheme, the monthly payment difference is 1 188 yuan. Loan Scheme II: See the following table for the detailed expenses of the 73% planned loan: New Regal 2.0 Elite Edition and New Regal 2.4 Flagship Edition, which are representative models.

Car value 199900 yuan, 245900 yuan.

Down payment ratio 30% 30%

Loan amount139,930 yuan 172 130 yuan.

The loan period is 3 years.

Car price down payment 59,970 yuan 73,770 yuan

The monthly payment is 43,265,438 yuan+5,553 yuan in 0 yuan.

70% three-year plan, that is, 30% of the car value will be paid down in three years. New Regal 2.0 Elite Edition, bare car price 199900 yuan. The net down payment is 30%, which is 59,970 yuan. If the down payment is 30%, the loan amount will be relatively large, which is 70%, that is, 139930 yuan. After that, the repayment is divided into three years, that is, 36 months, and then 432 1 yuan per month. The new Regal 2.4 flagship version, the bare car price is 245,900 yuan. The down payment is 30% of the online car payment, that is, 73,770 yuan. If the down payment is 30%, the same loan amount will be larger, 70%, namely 172 130 yuan. Subsequent repayment is divided into three years, that is, 36 months, and then 5553 yuan per month. The price difference between the two cars is 46 thousand yuan. For the same loan scheme, the monthly payment difference is 1.232 yuan. Compared with the first scheme, the new Regal 2.0 Elite Edition has a monthly payment of 838 yuan less in the second scheme and 794 yuan less in the new Regal 2.4 flagship edition. This gap is due to the fact that the down payment of the car value of scheme 1 is less than that of scheme 2 10%. Loan Scheme III: See the following table for detailed expenses of smart worry-free loan: New Regal 2.0 Elite Edition and New Regal 2.4 Ultimate Edition.

Car value 199900 yuan, 24900 yuan.

The down payment ratio is 50% to 50%

The loan amount is 99,950 yuan, 65,438 yuan+022,950 yuan.

The loan term is 1 year.

The down payment of the car price is 99,950 yuan, 65,438 yuan+022,950 yuan.

The monthly payment is 875 yuan 1054 yuan, and the balance is 100807 yuan 124004 yuan.