It depends on where you come from. These are all local regulations. Qingdao's loan policy is like this: now more and more college students are starting their own businesses. How to apply for an interest-free loan? We asked the city entrepreneurship guidance office, and Ms. Yang, a staff member, said that there are two points that need to be clarified when college graduates apply for loans. First, this kind of loan is not a start-up loan, but a loan to people who have already started a business when they encounter financial difficulties; Second, not all projects can apply for interest-free loans, only low-profit projects, such as cottage industry, hourly service and small dining tables, can apply.

If I want to apply for an interest-free loan, I must have an unemployment certificate and a business license. There are also differences in the amount of loans that can be applied for. Those who employ more than 10 can apply for loans of less than 200,000 yuan and more than 654.38+10,000 yuan; Workers who employ 5- 10 can apply for loans of 654.38+10,000 yuan or less and 30,000 yuan or more; There is no requirement for the number of employees to apply for a loan of less than 30 thousand yuan. I think it may not work after three years.