Hello, Ann, glad to answer your question. If this is your first repayment, the minimum repayment amount of the first installment bill = 100%, and the unpaid part of the previous minimum repayment amount+100% annual fee+10% transaction principal (consumption+cash withdrawal)+10% handling fee (except annual fee accident). If you pay the minimum down payment on time, the minimum monthly payment will be automatically changed from the original 10% to 5% from the next month, which will further reduce the repayment pressure of each bill and facilitate your flexible financial management. Now Xiao An can't provide the specific minimum repayment amount, please understand. After the specific minimum repayment amount is generated, you can log in to Ping An One Account Online Banking for inquiry: /financing/login.screen, and the final repayment date is the current cash withdrawal amount and credit card consumption amount. After settlement, the final repayment time of the settled account is 18 days after the bill date.

Xiao An's warm reminder: Ping An Credit Card will charge handling fee and interest when withdrawing cash in China. The specific charging standards are as follows:

1. Mobile phone fee standard: 2.5% of the cash withdrawal amount, with a minimum of 25 yuan RMB per transaction.

2. Cash withdrawal interest standard: Ping An Credit Card cash withdrawal transaction does not enjoy interest-free repayment. From the date of cash withdrawal, interest will be charged at the daily rate of 0.5 ‰, and will be compounded monthly until the date of repayment.

If you encounter any questions about credit cards next time, you can also ask Xiao An on WeChat. Please click on the "Ping An Bank Credit Card Official WeChat" website to experience a different "Ping An Micro Life". Ann looks forward to your question.