It always makes sense, but this kind of mobile phone lending is still not recommended, because it may cause personal information disclosure and high interest, so it is better to choose bank lending.

2. Is it illegal for someone to borrow money with my name and mobile phone number?

No, even if you have an ID card photo or find an ID card, it is generally unacceptable.

It should be easy to know someone else's ID number and mobile phone number, even the front desk of a general hotel can probably know it.

The general loan should be to verify the mobile phone number and need the verification code of the mobile phone. Then you may want to upload a photo of your ID card or face recognition, or make sure that your ID number and the real name information of your mobile phone number are the same. Finally, when you pay, you need a bank card that is consistent with the lender's identity information.

You think too much. Even if you get a loan, it's not your problem. Some problems are unavoidable. If you really encounter it, you can only find a way to solve it. We are not absolutely safe in this world, and all kinds of accidents may happen at any time. Even if you really try to avoid it, there may be other things to worry about.

3. Is the loan platform on the mobile phone legal?

Legal analysis: Peer-to-peer lending is a kind of private lending, which is legal.

Legal basis: Paragraph 2 of Article 22 of the Provisions of the Supreme Law on Several Issues Concerning the Trial of Private Lending Cases states that online lending platform providers explicitly provide guarantees or have other evidence for loans through websites, advertisements and other media, and the people should support the lenders who request the online lending platform providers to assume the guarantee responsibility.

4. Is the mobile phone platform loan legal?

Hello, the regular mobile phone platform is also legal, but there are many irregular platforms now, please pay attention. Thank you.