1 10,000 loan interest rate is 3,625, which is also 5,798+0 yuan per month. 1 10,000 commercial loan with a loan interest rate of 3.625. Calculated according to the loan time of 30 years, the total amount of principal and interest payable: 1 10,000 1 10,000 times 3.625% times 30 years equals 2,087,500 yuan, and the monthly repayment amount: 2,087,500 divided by 360 months equals 57,988.6438.