The Ministry of Housing and Urban-Rural Development, the Ministry of Finance and the Central Bank jointly issued the Notice on Developing Personal Housing Loan Business of Housing Provident Fund, requiring all localities to relax the conditions of provident fund loans. In the future, employees can apply for provident fund loans after continuous deposit for 6 months, and it is clear for the first time that the provident fund will realize mutual recognition in different places. On September 2, 2065438, KLOC-0, the Ministry of Housing and Urban-Rural Development issued the Notice of the Ministry of Housing and Urban-Rural Development on the Operational Issues Concerning Personal Housing Loans from Housing Provident Funds in Different Places (hereinafter referred to as the Notice) in official website.
The "Notice" clarifies that the procedures for handling individual housing loans for housing provident funds in different places are as follows:
1, the loan city provident fund center accepts the consultation of employees' loan business in different places, and informs them of the audit materials required for loans at one time;
2. The employee himself or his client applies to the urban provident fund deposit center, and the urban provident fund deposit center verifies the loan paid by the employee according to the employee's application. For the paid employees who have not used the housing provident fund personal housing loan or whose first housing provident fund personal housing loan has been settled, they shall be issued with the Certificate for the Use of Housing Provident Fund Deposit for Employees with Overseas Loans;
3. After accepting the employee's application for off-site loan, the loan city provident fund center shall verify the authenticity and completeness of the information in the certificate of deposit and use of the employee's housing provident fund for off-site loan to the deposit city provident fund center.
4. If the individual account of the housing provident fund is transferred during the loan repayment period, the original deposit city provident fund center shall promptly inform the loan city provident fund center and transfer it to the city provident fund center.
5, transferred to the city provident fund center should be received after the employee housing provident fund account, timely re-identify and record the loan situation in different places.