1. What if someone owes me my phone number?
You can contact the handling bank and explain that it was written into the lender's mobile phone number without knowing it, or when the handling bank calls to ask whether the mobile phone number is the lender during the loan review stage, it can just say that it doesn't know the situation.
The telephone number left at the time of loan as an emergency contact means does not mean that you are responsible for any overdue debts of the lender. The emergency contact is neither a lender nor a guarantor, but in case the lender cannot be contacted, the bank can find the lender through the emergency contact. Therefore, the emergency contact person has no repayment obligation. If the emergency contact person is required to repay or threatened, he can take legal measures to protect himself.
Second, what should I do if there is a car under the defendant's name?
The prosecution of the party concerned does not affect its use of the car in its own name. However, if the vehicle has been preserved or sealed up by the court, the parties concerned must obtain the permission of the court before using the vehicle. However, according to the law, the court will generally take measures to seal up the vehicle of the person subjected to execution on the spot. However, due to the high mobility of cars, it is difficult for the court to find cars during the enforcement process. In the past, when vehicles were enforced, the court often simply served the enforcement ruling and notice of assistance to the vehicle management department. This method can only limit the owner's registration when buying and selling vehicles, but can't actually control the vehicles.
Three, according to the regulations, the prosecution must meet the following conditions:
(1) The plaintiff is a citizen, legal person and other organization that has a direct interest in this case;
(2) Having a clear defendant;
(3) Having specific requests, facts and reasons;
(4) Belonging to the scope of civil litigation accepted by the people's court and the jurisdiction of the sued people's court.
4. What is the process of prosecution?
1. Write a civil complaint and provide a copy of the complaint according to the number of defendants;
2. After the indictment is prepared, formally file a lawsuit in the court filing room. After the court accepts the case first, it will pay the acceptance fee to the designated bank with the acceptance notice. Waiting for the notice of the court;
3. The court informed the defendant to testify in court;
4. The court issued a summons to inform both parties of the time and place of the hearing;
5. Listening;
6. Court decision.
legal ground
People's Republic of China (PRC) Civil Procedure Law
Article 72 All units and individuals who know the circumstances of a case have the obligation to testify in court. The person in charge of the relevant unit shall support the witness to testify.
People who cannot express their meaning correctly cannot testify.