Yes, your husband is the mortgagor and you are the main lender, but the real estate license mortgage loan, the coordinate Xi 'an, needs the signature of both husband and wife when getting married.

Preparation materials: borrower's ID card, household registration book, real estate license, marriage certificate, work certificate, married spouse's ID card and household registration book.

Process: 1. Prepare before lending, and prepare all materials; 2. Submit information; 3. Lending institutions accept and review the data; 4. Approve and sign the loan contract; 5. Go to the Housing Authority for mortgage registration and other procedures; 6. Other projects, bank loans; 7. Post-lending management of lending institutions.